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Mattwall1 March 20th, 2015 1:57pm

Person A is in Job X. A is more qualified and has a better skill set for Job Y over X, but stays in Job X because it is the only realistic and affordable option for A can get health insurance from his job. Is this a market inefficiency?

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Diogenes FreeMeBe
03/20/15 5:31 pm

No. A could always perform Y and progress to another insured position if that is the endpoint. Some sacrifice may be necessary to ascend in the world.

Zod Above Pugetropolis
03/20/15 12:13 pm

No, because if there was a market-driven advantage to employing A in Y, and a dearth of qualified candidates willing to work without insurance, job Y would offer it. It is an example of what is wrong with employer-sponsored health insurance system.

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drinkdrank Ohio
03/20/15 10:21 am

No no no no no no. Comparative advantage. I may be the best ever at flipping burgers, but a job as an average engineer pays the benefits.

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rons Thanks America
03/20/15 10:20 am

Pelosi said that we will pay for health care if you want to be a struggling artist! Whack job.

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NDAmerican Florida
03/20/15 9:54 am

No because insurance is a luxury and not a necessity. Also, Person A could always improve themselves to expand their job possibilities to include those where they're best and that include insurance. Also Person C- is always there.

kscott516 Masks fail
03/20/15 7:00 am

No, there are many others, persons B-Z+, that are just as qualified to do Job Y. Person A is making a choice to stay at Job X.

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Arananthi Literal Ninja
03/20/15 8:39 am

While that may be true, that does not make this situation market-efficient.

SFLiberal
03/20/15 9:21 am

If job y provides health insurance. Duh.

kscott516 Masks fail
03/20/15 10:51 am

It doesn't say that job Y doesn't provide health insurance.

SFLiberal
03/20/15 11:22 am

No health insurance is why he doesn't choose job y.

kscott516 Masks fail
03/20/15 11:26 am

No, it says X has the "only realistic and affordable option". That is entirely subjective. Might need to reexamine their lifestyle.

SFLiberal
03/20/15 11:33 am

It says it's the only realistic and affordable because he can get health insurance thru job x and not job y.

kscott516 Masks fail
03/20/15 11:40 am

It does NOT say he can't get health insurance at Y. It says X is the "only affordable and realistic option". Otherwise it would say Y doesn't offer it.

SFLiberal
03/20/15 11:51 am

"...for he can get health insurance from his job." Job x is the only one that's his.

kscott516 Masks fail
03/20/15 12:41 pm

First, the grammar is poor. Second, it wouldn't say only affordable. It would say only option.

SFLiberal
03/20/15 12:54 pm

It says realistic and affordable and the reason given is health insurance.

We'll just have to agree that the question isn't worded clearly enough.