Person A is in Job X. A is more qualified and has a better skill set for Job Y over X, but stays in Job X because it is the only realistic and affordable option for A can get health insurance from his job. Is this a market inefficiency?
If job y provides health insurance. Duh.
No, there are many others, persons B-Z+, that are just as qualified to do Job Y. Person A is making a choice to stay at Job X.
It says it's the only realistic and affordable because he can get health insurance thru job x and not job y.
While that may be true, that does not make this situation market-efficient.
"...for he can get health insurance from his job." Job x is the only one that's his.
No no no no no no. Comparative advantage. I may be the best ever at flipping burgers, but a job as an average engineer pays the benefits.
No health insurance is why he doesn't choose job y.
It does NOT say he can't get health insurance at Y. It says X is the "only affordable and realistic option". Otherwise it would say Y doesn't offer it.
Pelosi said that we will pay for health care if you want to be a struggling artist! Whack job.
No, because if there was a market-driven advantage to employing A in Y, and a dearth of qualified candidates willing to work without insurance, job Y would offer it. It is an example of what is wrong with employer-sponsored health insurance system.
It doesn't say that job Y doesn't provide health insurance.
First, the grammar is poor. Second, it wouldn't say only affordable. It would say only option.
No. A could always perform Y and progress to another insured position if that is the endpoint. Some sacrifice may be necessary to ascend in the world.
It says realistic and affordable and the reason given is health insurance.
We'll just have to agree that the question isn't worded clearly enough.
So what would be efficient?
No because insurance is a luxury and not a necessity. Also, Person A could always improve themselves to expand their job possibilities to include those where they're best and that include insurance. Also Person C- is always there.
No, it says X has the "only realistic and affordable option". That is entirely subjective. Might need to reexamine their lifestyle.