Does Obamacare personally work for you?
I'd be charged $3,000 more per month without it.
Not at all! It's terrible! Our premiums have skyrocketed.
Thanks Obama. 😳
For me it's been bad. It has resulted in higher insurance premiums both for me and for my employer since they cover 70% of the cost.
It hasn't done much for me yet, but I'm thankful for it. I know I'll need it soon and will be glad I have it when the time comes. The AHCA will just damage our safety net in healthcare. ACA is a lifesaver.
It was there for me when I needed it and I'm very grateful for it, but it needs to actually be "affordable".
LibArtie is 14 you guys, I asked.
Why are you such a dick?
Yes. I am finally almost caught up on my medical bills.
My family pays way more for a crazy high deductible and it covers almost nothing. I think our costs tripled.
⬆️Bullshit warning. ⚠️
Yeah. You would know better than i would about my family's healthcare plan. Ok.
I am in the same boat, NKarta.
"It covers almost nothing" is what awarded you the bullshit trophy.
Thank you for reviewing my family's health care plan and pointing out how wrong I was. And clearly you know more about my family's personal medical issues than I do.
I know about the law. Junk healthcare plans are no longer available thanks to the ACA. Your bullshit status remains.
I know that the plan we have now covers way less than the plan we used to have and is about triple the cost.
The poll question was specifically does it work for you personally. He says it doesn't.
Yes, and in 1983 I had full coverage with no copays or deductibles.
Without Obamacare, you'd really be up shitz creek without a paddle. Be thankful not woeful.
I was better off before it. Nothing you had, know, or see will change that.
You had better insurance for less money on the individual market? Hard to believe.
Well, its true.
Shut up. You prob still support trump today even after his circus of a presidency.
What am i supposed to say to that? Regardless of my politics, my healthcare got a lot worse after Obamacare. If your response is to tell me to shut up and then attack my political views, you clearly are not interested in any sort of civil or reasonable discourse.
Nkarta, there is something that's just not credible about your claim. The scope of coverage under Obamacare demonstratively improved. Copayments and deductibles had been skyrocketing long before Obamacare.
Maybe my plan is a fluke. Idk. I dont lie just to try to prove a point though.
I accept your comments as being truthful.
Thanks. I appreciate that. Could be that Obama care is working great for everyone else. I only know what's happening to me.
The deeper into our conversation we got, the more I began to appreciate your situation. You're openminded and seemingly have no axe to grind.
Its nice that you didnt just dig in your heels.
Thank you. You're position doesn't make sense to me but you come across as genuine.
I'm in the same boat as NKarta. Since Obamacare, my insurance covers less and costs more.
PERSONALLY....... they're not asking for your political opinion.
Premiums have gone up 30% and I now pay about 2,300$ more per year for my family for more or less the same coverage.
I've been on an exchange for years.
Not even close.
Based on truth or ideology?
Truth. From October 2011 - October 2016, I didn't have insurance & didn't qualify for any per healthcare.gov, but I did have to visit yearly to get a lovely piece of paper to tell me that. For most of that time, I was completely unemployed. (Except as my dad's unpaid sole caregiver) In July 2016, I finally got a job that included insurance, even though it didn't begin for three months & it is honestly so expensive & not useful that I STILL haven't been to the doctor, because I still can't afford it. I also can't afford to be throwing money away on this insurance plan, but it's either that or the penalty & at least this is pre-tax.
I agree that our healthcare system is awful. Blaming Obamacare is simply misplaced. It would be much worse without it, which is why you see a nationwide uproar against the GOP healthcare plan.
I had healthcare with my previous jobs & it was actually useable, so ACA didn't improve anything. Personally, I want us to move away from a 3rd party payer system & have tort reform, because those things would actually reduce healthcare costs, by reducing the costs of doing business in the healthcare industry. I do believe we should have the option of health savings accounts & catastrophic insurance.
Health savings accounts is a horrible idea. It's not insurance, you pay your own bills. Single payer is the solution.
Single payer is not the solution & why shouldn't we pay our own bills if costs were reasonable as they would be with my changes & as they used to be when my parents grew up & even when I was born.
Health savings accounts only help people who can afford to put money away each year. You are still paying for your own healthcare. It's not healthcare coverage.
Single payer is our best choice for affordable healthcare for everyone.
OMG, Bamagirl! You have no clue about the concept of insurance. I like you but please, get informed.
I actually understand insurance quite well. The basic premise of all insurance is that you are betting the insurance company that you won't die (life insurance), have a wreck (car insurance), or get sick (health insurance) before they make enough money to cover the amount they pay out on your policy.
I'm speaking of pools. Healthy people must contribute to costly patients so that when they eventually need the care, it's available for them.
I understand group insurance/pools. I still think it would be better for us to remove the third-party payer system, because it will lower the cost of doing business for most doctors & healthcare services, since they won't need to pay people to process insurance.
That's cruel. Glad it works for you.
Ask any doctor and if they care about patient care over profits they will tell you single payer is the way to go.
Actually, I know doctors who say otherwise & I am not cruel.
How about we ask someone who works in healthcare... @ozzy
Here's the thing. We don't agree, but we don't have to, that's the cool thing about living in a free country. 😃
I've spent the past 35 years of my life in the healthcare field. Ozzy is the very last person I would seek counsel from on anything.
And yes, we can agree to disagree.
I'm agreeing to disagree.
I've been in healthcare for over 25 years. Obamacare is a disaster.
I'll take that as a compliment LIBarte