It hasn't done much for me yet, but I'm thankful for it. I know I'll need it soon and will be glad I have it when the time comes. The AHCA will just damage our safety net in healthcare. ACA is a lifesaver.
Thank you for reviewing my family's health care plan and pointing out how wrong I was. And clearly you know more about my family's personal medical issues than I do.
What am i supposed to say to that? Regardless of my politics, my healthcare got a lot worse after Obamacare. If your response is to tell me to shut up and then attack my political views, you clearly are not interested in any sort of civil or reasonable discourse.
Nkarta, there is something that's just not credible about your claim. The scope of coverage under Obamacare demonstratively improved. Copayments and deductibles had been skyrocketing long before Obamacare.
Truth. From October 2011 - October 2016, I didn't have insurance & didn't qualify for any per healthcare.gov, but I did have to visit yearly to get a lovely piece of paper to tell me that. For most of that time, I was completely unemployed. (Except as my dad's unpaid sole caregiver) In July 2016, I finally got a job that included insurance, even though it didn't begin for three months & it is honestly so expensive & not useful that I STILL haven't been to the doctor, because I still can't afford it. I also can't afford to be throwing money away on this insurance plan, but it's either that or the penalty & at least this is pre-tax.
I agree that our healthcare system is awful. Blaming Obamacare is simply misplaced. It would be much worse without it, which is why you see a nationwide uproar against the GOP healthcare plan.
I had healthcare with my previous jobs & it was actually useable, so ACA didn't improve anything. Personally, I want us to move away from a 3rd party payer system & have tort reform, because those things would actually reduce healthcare costs, by reducing the costs of doing business in the healthcare industry. I do believe we should have the option of health savings accounts & catastrophic insurance.
Single payer is not the solution & why shouldn't we pay our own bills if costs were reasonable as they would be with my changes & as they used to be when my parents grew up & even when I was born.
Health savings accounts only help people who can afford to put money away each year. You are still paying for your own healthcare. It's not healthcare coverage.
I actually understand insurance quite well. The basic premise of all insurance is that you are betting the insurance company that you won't die (life insurance), have a wreck (car insurance), or get sick (health insurance) before they make enough money to cover the amount they pay out on your policy.
I understand group insurance/pools. I still think it would be better for us to remove the third-party payer system, because it will lower the cost of doing business for most doctors & healthcare services, since they won't need to pay people to process insurance.
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