Show of Hands

You might as well require universal car insurance, even for people without drivers licenses.

I'm pretty sure this is talking about healthcare insurance not life insurance.

Nevermind.

Requing life insurance is like requiring healthcare plans have maternity coverage. Why the heck does a 40 year old male with no dependents need maternity coverage!?

Not really. We just have strong opinions about the scope of government. Government should ban murder. Government should not define and enforce fiscal responsibility.

May not be a conservative or populist, but THANK YOU!

That was intended for coring

It's definitely a left wing principle. Just add in a tax on the rich to allow poor people to have free life insurance and it's ready to add to the democrat platform!

Why? I don't and won't have debts and I'm being cremated. No need for life insurance.

Spouse? Kids?

Not my spouse, not my kids, not my business (or the Federal Governments)❗

@rj1969. If you are talking about money for them if I die, to make ends meet, my SO is in law and I'm in computer art. If anything, she's the breadwinner, and I'm most likely to be the one that works from home or is just the house dad when we have kids.

Car insurance?

See original post

But you are only required to purchase liability insurance and then only if you are driving a car. This only protects other people, does nothing for you.

The government should not be mandating that we give money to private businesses.

And what do you mean it does nothing for me? It provides insurance when you get into a crash that's your fault...

When you get in a crash that's your fault (unlike funeral expenses) the liability can be catastrophic. The insurance protects the people in the other car that you owe money to.

Your insurance makes you pay your deductible, makes you pay your monthly premiums, jacks up your monthly premiums because you are a risky driver. There's really not a lot of protection for you. You could still go bankrupt.

Yea... and I should be able to take care of it on my own if I want too... what don't you understand about the government should not force private citizens to give money to private companies

"It's forced personal responsibility"

...and that's exactly the problem. Many people (myself included) believe that it is immoral for the government to use its monopoly on force (a monopoly which it shouldn't have in the first place) to control behavior unless the behavior in question tangibly harms the life and/or property of another person.

Any behavior which does not violate the non-aggression principle (including all victimless crimes) should be legal. Forgoing life insurance does not tangibly harm others in it of itself. Furthermore, excessive government interference in personal decisions is a very dangerous precedent to continue to follow.

What's immoral is when you get sick or hurt and not have coverage and then we have to pay your bills because of your lack of foresight.

"we have to pay"

Hey, look at that. You pointed out another problem. No one should *have* to pay for anything. Taxation is extortion. If you disagree, then explain the difference.

A person in dire need needs help. What do we do? Let them die? Is that your solution? Is that why Reagan signed the bill into law that says everyone will be helped.

You live in a mystical theoretical made-up fantasy world of perfect solutions.

Gunfighter, we can argue whether these types of policies are moral or immoral, but that wasn't my point. This policy is similar to Obamacare in that it forces people to take responsibility. The idea to mandate health insurance came from a conservative think tank, the Heritage Foundation. In fact, the policy was first implemented by a conservative. Mitt Romney signed it into law in Massachusetts.

So? That argument means nothing to me; I'm a libertarian. Allowing the federal government to *force* personal decisions is a dangerous precedent, no matter how well-intentioned the idea. And you two are the ones who live in a fantasy world if you think the government can solve all of our problems.

I know you are libertarian. If you don't care about the point of my comment, then why did you respond to me? I never said anything about this policy being a good thing.

Both those options for healthcare are awful... there's absolutely no reason to ban health care... and the gov shouldn't be forcing us to give money to private companies

I'm not saying that it should be required, but...
Do you have debt? If yes, that debt could land on whoever ends up with your estate.
Do you know what a funeral costs? About 10K.
Just because you don't have a spouse or kids doesn't mean that you don't need life insurance.

Oh please. You have no idea what you are talking about.

If he doesn't have money for a funeral he doesn't get one, simple as that

If he has more debts than assets then the estate is divided up in probate and distributed amongst his creditors. Nothing is passed down to his family and the remaining debt dies with him. ...if the family doesn't have the money for a funeral and he hasn't adequately prepared, the family doesn't even have to claim the body...not ideal if you want to memorialize somebody, but even if you do, a simple cremation can be as cheap as $1500...at least that's how it works in my state.

I would say that's a relatively small number of people and a relatively small amount each. Some of those probably wouldn't take out a life insurance even if you tried to force them, either because they disagree with it or don't have the money. I wonder how much such a requirement would save. On the other hand think about the millions of us who would have to have an insurance which complied with the requirement, but otherwise have no reason to have one. It would cost us billions.

.

I know that's a joke

Strain on the state man

Shoot yourself, retard

That is ironically exactly what I'm advocating for, shooting retards

Yeah, start with yourself. You'll be hero and save thousands of lives.

In some cases, yes it should

But not in this one.

Seriously. All these democrat ideas start out sounding like a joke and then the democrats actually adopt them into their platform.

Yep -more government is ways better. They are efficient, incorruptible, honest and caring -ask the VA.

For the most part yes get rid of super pacs and make elections only publicly funded if you want to limit corruption.

Conservatives ruin a lot of people's lives too…

Because having personal responsibility and taking care of yourself is so awful to you Commies. 😂

Because taking away other people's freedoms and rights is so terrible to you conservatives

It really is when you Communists the away our rights.

*take

What rights are the communists "taking" away from you?

The First and Second Amendments are the most notable ones. Freedom of speech, freedom of religion and the right to protect ourselves and our children as we see fit.

Nobody wants to take away freedom of speech or religion…

That I know of at least. I know about the 2nd amendment, I don't agree with that. Can you enlighten me on what you mean by the 1st?

When businesses are being sued over refusing service to people who act in a way that the business does not find religiously right, we know that freedom of religion is being violated.

The Communists banned prayer in schools and sue over nativity scenes.

One Communist was so disgusted by a cross in a small Indiana town that he sued them.
www.google.com/amp/www.breitbart.com/big-government/2016/12/11/aclu-sues-indiana-town-cross-top-christmas-tree/amp/?client=safari

Prayer in PUBLIC schools. Not every student who attends public school is a Christian. If a parent wants their student to get a religious education, there are many private school options.

Before SCOTUS's ruling, Obamacare forced religious people to provide products to people that religious owners found contrary to their religious beliefs. Cowboy is absolutely right that liberals want to eliminate our Constitutional rights. You even admitted that you want to take away our second amendment rights.

Exactly. Thank you for proving me right. ✌🏻

No i didn't. I want a gun myself, when I turn old enough. I fully support the second amendment

But not the First Amendment...

Oh! So you do support the second amendment?

I would assume that you aren't thrilled about the 10th as well.

@cowboy- yes I also support the first amendment. I also support "separation of church and state". Public schools count as part of the state. I just took government class in school and we talked about it a lot. Private schools can be as religious as they want, public schools can't. Because they're PUBLIC. That means students of all religions can attend

Cowboy, as a college student in the most cucked area in the country (DC), I find your comments refreshing.

@political- yes I support the 2nd and 10th as well

It's great that you support the Second Amendment but you can't logically argue that the Communists don't try to ban guns everywhere.

Thanks kealad1!

No you don't Jenna. Not if you think religion should be banned. Congress made no law establishing a religion so the separation is intact. I bet you Government teacher didn't educate you in that. What a surprise...

I don't think religion should be banned

Do you support prayer in schools?

It depends. Are you talking about prayers for all religions or just Christianity? And which type of schools? Public or private? Elementary, middle or high?

No it does not depend. You either support free speech or you don't. Which is it?

Yes I support free speech

No - you don't. Free speech is related to freedom of religion.

She obviously doesn't because her Government teacher indoctrinated her with Communist propaganda. Poor thing.

Yes that's exactly what happened

I know. I can tell. I only hope you see the light and realize the bs you've been "taught"

I have an exercise for you Jenna. I'm positive that your Government teacher didn't inform you of this. What was the very first act of the first Congress in 1774?

Freedom of religion means more than just the one YOU practice, cowboy and political. I've never seen so many flash dilemma fallacies in my life!

Since The United States of America was founded on Christian principles, we'll stick with this one since it makes the most logical sense.

The first act of the first Congress in 1774 was to hold a prayer for the new Nation of America. 🙏🏻🇺🇸
chaplain.house.gov/archive/continental.html

I love how they accuse us of trying to get rid of constitutional rights when liberals have been in the forefront of every rights movement in this country. I fully support all amendments to the US constitution. There is a difference between communism and liberalism. Both ideologies are very different from eachother. Who cares if communists want to take away youe guns. They cant and it wont ever happen. Cowboy is an old man on disability that is so bored with his old miserable that he tries in vein to troll.

Exactly what christian principle allows for gay marriage or the second amendment or freedom of religion. America is and has always been a secular country.

Democrats opposed the Civil Rights movement, opposed the Civil Rights Act of 1957 and 1964, started the KKK, had a KKK member in Congress until 2000 and started the abortion movement to control the black population. Good try though.

Nope. Wrong again. America was started with Christian principles.

The Ten Commandments are on the Supreme Court doors.

Democrat is a political party you ignorant old man. Democrats AND Republicans in the south opposed the Civil Rights Act. Remember Goldwater? These are parties and they evolve. Liberals used to be part of the Republican Party before FDR and Wilson. Teddy was a notable Progressive. You ignorance is sad. As for abortion thatbid a tricky issue because it is not clear what would be the liberal or conservative side.

Wrong. Why dont you prove it old man? Why dont you conservatives ever prove anything. The Ten Commandmentd are not law your idiot and they are from thr Jewish Religion, HAHAHAHA.

Yep. The Democrats have always hated blacks.

Nope. Wrong again. The Ten Commandments are on the Supreme Court doors.

LBJ "I'll have those niggers voting Democrat for two hundred years". What a pillar for Civil Rights. Just as Robert Byrd was. A Democrat KKK member of Congress until 2000.

Never said that and does it have the power of the law? No it does not and when was it even put there? President Johnson never said that.

LOL! 😂 You're funny, kid.

Wow, unbelievable. Keep dividing...it worked so well this past election.

I don't see you commenting this on all the posts that are blaming this on the Democratic Party..whys that?

No erika. Keep conforming to republican policy and you will put a Moderate republican up as the domestic primary and you will have the whole fucking DNC be against the only real liberal running.

What are you talking about Ally?

-democratic primary

We have to get rid of the policy all together. Corrupt politicians like Ted Cruz shouldn't have a job.

Angry much Irish? Good lord, calm down. Move on and grow up. If all you can do is bitch & moan versus making a difference, you & your kind will continue to lose. The rest of us will make the best of what we have and live our lives.

Bitching and moaning is how trump became president

"No more government" ridiculous.

Gov Programs that require participation!

That means nothing.

Maybe not to you!

No it just means nothing. There's no claim it's just a blank statement.

Ok

What?

Should look into term life if you're healthy. So freaking cheap it's ridiculous.