Show of HandsShow of Hands

Show Of Hands December 21st, 2016 11:15am

Should the government require that all people have life insurance policies?

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Comments: Add Comment

Holiday LA
12/24/16 1:55 am

WTF?????

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AxelKen
12/22/16 4:21 am

And this is why the individual mandate in ObamaCare is BULLSHIT.

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Spiritof76 USA 1776
12/22/16 1:44 am

No. It's just a good thing to have, but it's not the role of gov't to force you to get it. We've seen what the disaster called the ACA has done to premiums, etc.

swervin Maryland
12/21/16 11:55 pm

No, life insurance, for most people, is not required. Having a nice nest egg is much more valuable than dumping money into someone else's pocket "in case you die" within the next certain number of years. And whole life is a straight up scam.

tech24073
12/21/16 11:19 pm

Possibly just enough to pay for burial expenses?

Genome Praise Poseidon
12/21/16 9:52 pm

The government should butt out of peoples' lives.

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pietsch Another Adoring Fan
12/21/16 9:15 pm

Well sure. Then they could tax it and steal most of it from our families. Genius.

corino Utah
12/21/16 8:00 pm

Life insurance is to cover expenses in the event of your death. If I were to die my life insurance needs to cover my funeral expenses and help my dependents. If my parents died they don't need life insurance. Their estate can cover funeral expenses. Their children are independent. The surviving parent has enough to retire.

corino Utah
12/21/16 8:02 pm

You might as well require universal car insurance, even for people without drivers licenses.

Tolstoy Missouri
12/21/16 8:04 pm

I'm pretty sure this is talking about healthcare insurance not life insurance.

corino Utah
12/23/16 9:24 am

Requing life insurance is like requiring healthcare plans have maternity coverage. Why the heck does a 40 year old male with no dependents need maternity coverage!?

smoothboy1982 Lexington Ky
12/21/16 7:59 pm

Everyone should have life insurance. Mine is $125k and I already told my mom with 50% of that I want a statue for my head stone lol

raywygo Pittsburgh
12/21/16 7:57 pm

Life insurance doesn't benefit me at all until I'm dead.

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4boot LaTrineodeur, MN
12/21/16 4:42 pm

Why? Many people don't need life insurance. Besides, it's none of the government's God damned business.

pipapiper
12/21/16 3:59 pm

Quit forcing us to do stuff. Let us live in peace without breathing down our necks.

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bnnt Los Angeles
12/21/16 3:10 pm

The only thing the government should require is leaving people alone to make their own decisions.

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Zod Above Pugetropolis
12/21/16 3:09 pm

Picked no, as almost everyone dies with enough of an estate to get toasted to dust and dumped. It just doesn't seem like deadbeat deaders are a public burden.

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kanji401 SoCal gal
12/21/16 2:46 pm

Medical insurance and life insurance are two totally different animals.

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wmorriso Indiana, US ofA
12/21/16 2:26 pm

The less government regulations & laws the better. We should all be adult enough to take care of our own needs; and i do not need a baby sitter.

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sea California
12/21/16 2:18 pm

I wonder what that would do to the murder rate...

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ally728 New York
12/21/16 2:18 pm

A lot of the people complaining about how "the government needs to stop tell me what to do!!" Are the same people who want to ban abortion...the irony

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corino Utah
12/21/16 8:13 pm

Not really. We just have strong opinions about the scope of government. Government should ban murder. Government should not define and enforce fiscal responsibility.

GetALoadOfThis
12/23/16 3:27 am

May not be a conservative or populist, but THANK YOU!

GetALoadOfThis
12/23/16 3:27 am

That was intended for coring

dryanmorr
12/21/16 1:33 pm

Why? So the government can tax that to.

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ally728 New York
12/21/16 1:29 pm

Is there anything that republicans don't blame on democrats? This isn't even a democratic principle and yet there's still people blaming it all in the democratic party๐Ÿ˜‚

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sea California
12/21/16 2:21 pm

It's definitely a left wing principle. Just add in a tax on the rich to allow poor people to have free life insurance and it's ready to add to the democrat platform!

SHIPPY1944 Tn.
12/21/16 1:16 pm

Read my words, keep the Federal government out of all my business, that includes my life insuranceโ€ผ๏ธ

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captaingop99 liberalism is dead
12/21/16 12:30 pm

People are DUMB not to get it but it should not be forced.

DeathSheep Michigan
12/21/16 12:40 pm

Why? I don't and won't have debts and I'm being cremated. No need for life insurance.

SHIPPY1944 Tn.
12/21/16 1:19 pm

Not my spouse, not my kids, not my business (or the Federal Governments)โ—

DeathSheep Michigan
12/21/16 7:26 pm

@rj1969. If you are talking about money for them if I die, to make ends meet, my SO is in law and I'm in computer art. If anything, she's the breadwinner, and I'm most likely to be the one that works from home or is just the house dad when we have kids.

Henry123 Connecticut
12/21/16 12:29 pm

Government should not mandate us to purchase anything

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corino Utah
12/21/16 8:19 pm

But you are only required to purchase liability insurance and then only if you are driving a car. This only protects other people, does nothing for you.

Henry123 Connecticut
12/22/16 10:02 am

The government should not be mandating that we give money to private businesses.

And what do you mean it does nothing for me? It provides insurance when you get into a crash that's your fault...

corino Utah
12/23/16 9:20 am

When you get in a crash that's your fault (unlike funeral expenses) the liability can be catastrophic. The insurance protects the people in the other car that you owe money to.

Your insurance makes you pay your deductible, makes you pay your monthly premiums, jacks up your monthly premiums because you are a risky driver. There's really not a lot of protection for you. You could still go bankrupt.

Henry123 Connecticut
12/23/16 10:54 am

Yea... and I should be able to take care of it on my own if I want too... what don't you understand about the government should not force private citizens to give money to private companies

ptellini GET OVER HERE
12/21/16 12:02 pm

Oh you mean more government intrusion.
No, thank you.

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Carolynn new jersey
12/21/16 11:49 am

I don't understand why people are thinking this is a liberal policy. It's forced personal responsibility. Just like forcing people to pay for their own health insurance, it's forcing them to be personally responsible for their own expenses. A more liberal approach would be to handle these expenses through a government insurance program financed by tax payer dollars.

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Gunfighter06 Iowa, since 1846
12/21/16 11:59 am

"It's forced personal responsibility"

...and that's exactly the problem. Many people (myself included) believe that it is immoral for the government to use its monopoly on force (a monopoly which it shouldn't have in the first place) to control behavior unless the behavior in question tangibly harms the life and/or property of another person.

Gunfighter06 Iowa, since 1846
12/21/16 12:02 pm

Any behavior which does not violate the non-aggression principle (including all victimless crimes) should be legal. Forgoing life insurance does not tangibly harm others in it of itself. Furthermore, excessive government interference in personal decisions is a very dangerous precedent to continue to follow.

RJ1969 SoCal
12/21/16 12:45 pm

What's immoral is when you get sick or hurt and not have coverage and then we have to pay your bills because of your lack of foresight.

Gunfighter06 Iowa, since 1846
12/21/16 1:44 pm

"we have to pay"

Hey, look at that. You pointed out another problem. No one should *have* to pay for anything. Taxation is extortion. If you disagree, then explain the difference.

RJ1969 SoCal
12/21/16 6:41 pm

A person in dire need needs help. What do we do? Let them die? Is that your solution? Is that why Reagan signed the bill into law that says everyone will be helped.

RJ1969 SoCal
12/21/16 6:42 pm

You live in a mystical theoretical made-up fantasy world of perfect solutions.

Carolynn new jersey
12/21/16 7:32 pm

Gunfighter, we can argue whether these types of policies are moral or immoral, but that wasn't my point. This policy is similar to Obamacare in that it forces people to take responsibility. The idea to mandate health insurance came from a conservative think tank, the Heritage Foundation. In fact, the policy was first implemented by a conservative. Mitt Romney signed it into law in Massachusetts.

Gunfighter06 Iowa, since 1846
12/22/16 5:52 am

So? That argument means nothing to me; I'm a libertarian. Allowing the federal government to *force* personal decisions is a dangerous precedent, no matter how well-intentioned the idea. And you two are the ones who live in a fantasy world if you think the government can solve all of our problems.

Carolynn new jersey
12/22/16 6:10 am

I know you are libertarian. If you don't care about the point of my comment, then why did you respond to me? I never said anything about this policy being a good thing.

anarchy GET OFF MY LAWN
12/21/16 11:33 am

No! No no no no no. Just no. No more government intrusion. They're the most wasteful, fraudulent and abusive entity in the history of mankind. Stop giving them ideas.

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613dimples New York
12/21/16 10:26 am

Unconstitutional

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hup234
12/21/16 9:45 am

Life insurance is not necessary. Car insurance already is, and under the current system, health insurance should 1) either be required of everyone, no exceptions, or 2) made illegal to have (to insure a true consumer Market in healthcare products).

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Henry123 Connecticut
12/21/16 12:30 pm

Both those options for healthcare are awful... there's absolutely no reason to ban health care... and the gov shouldn't be forcing us to give money to private companies

cato Santa Barbara, California
12/21/16 9:41 am

No. That's silly. I am a single person no kids. I don't need life insurance.

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blw1104 Pennsylvania
12/21/16 10:05 am

I'm not saying that it should be required, but...
Do you have debt? If yes, that debt could land on whoever ends up with your estate.
Do you know what a funeral costs? About 10K.
Just because you don't have a spouse or kids doesn't mean that you don't need life insurance.

cato Santa Barbara, California
12/21/16 10:25 am

Oh please. You have no idea what you are talking about.

sproded Minneapolis
12/21/16 10:52 am

If he doesn't have money for a funeral he doesn't get one, simple as that

anarchy GET OFF MY LAWN
12/21/16 11:41 am

If he has more debts than assets then the estate is divided up in probate and distributed amongst his creditors. Nothing is passed down to his family and the remaining debt dies with him. ...if the family doesn't have the money for a funeral and he hasn't adequately prepared, the family doesn't even have to claim the body...not ideal if you want to memorialize somebody, but even if you do, a simple cremation can be as cheap as $1500...at least that's how it works in my state.

TomLaney1 Jesus is Lord
12/21/16 9:38 am

No. That is none of the federal government's business. People should take a look at the 17 enumerated powers of Congress in the Constitution sometime, in order to see the only things the federal government can meddle in.

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suppressedID destiny is right now
12/21/16 9:16 am

Since unpaid costs get forced back on the rest of us to our combined detriment, yes.

TomM
12/21/16 9:22 am

I would say that's a relatively small number of people and a relatively small amount each. Some of those probably wouldn't take out a life insurance even if you tried to force them, either because they disagree with it or don't have the money. I wonder how much such a requirement would save. On the other hand think about the millions of us who would have to have an insurance which complied with the requirement, but otherwise have no reason to have one. It would cost us billions.

.

FloridaPopulist Nationalist Right
12/21/16 9:09 am

No but we should require murdering the mentally ill, terminally ill, cripples etc

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ClassicRocker1
12/21/16 9:11 am

I know that's a joke

FloridaPopulist Nationalist Right
12/21/16 11:40 am

That is ironically exactly what I'm advocating for, shooting retards

IrishAlzheimers oakland, ca
12/21/16 11:58 am

Yeah, start with yourself. You'll be hero and save thousands of lives.

ClassicRocker1
12/21/16 9:03 am

No, if someone doesn't want life insurance then they shouldn't get it. However, life insurance should still exist in our country.

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fmm Philadelphia suburb
12/21/16 8:46 am

not everyone can actually get one

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Senate101 San Diego
12/21/16 8:25 am

The government should not interfere in the free market.

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ClassicRocker1
12/21/16 9:05 am

In some cases, yes it should

kealad1
12/21/16 8:22 am

Then why make them have health insurance? :-)

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political Georgia
12/21/16 8:21 am

Don't give them ideas, SOH!

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sea California
12/21/16 8:54 am

Seriously. All these democrat ideas start out sounding like a joke and then the democrats actually adopt them into their platform.

TrustyShellback Latveria
12/21/16 7:53 am

'There is no worse tyranny than to force a man to pay for what he does not want merely because you think it would be good for him.' - Robert A. Heinlein

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Liberty 4,032,064
12/21/16 7:52 am

Of course not. Government should not force people to buy things.

Tolstoy Missouri
12/21/16 7:47 am

The government should be the "insurer" not private companies.

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nacho
12/21/16 8:26 am

Yep -more government is ways better. They are efficient, incorruptible, honest and caring -ask the VA.

Tolstoy Missouri
12/21/16 8:06 pm

For the most part yes get rid of super pacs and make elections only publicly funded if you want to limit corruption.

cowboy Proud Father
12/21/16 7:45 am

You Liberals never stop ruining people's lives.

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JennaAwesome Book Lover
12/21/16 8:10 am

Conservatives ruin a lot of people's lives too…

cowboy Proud Father
12/21/16 8:14 am

Because having personal responsibility and taking care of yourself is so awful to you Commies. ๐Ÿ˜‚

JennaAwesome Book Lover
12/21/16 8:16 am

Because taking away other people's freedoms and rights is so terrible to you conservatives

cowboy Proud Father
12/21/16 8:18 am

It really is when you Communists the away our rights.

JennaAwesome Book Lover
12/21/16 8:20 am

What rights are the communists "taking" away from you?

cowboy Proud Father
12/21/16 8:22 am

The First and Second Amendments are the most notable ones. Freedom of speech, freedom of religion and the right to protect ourselves and our children as we see fit.

JennaAwesome Book Lover
12/21/16 8:23 am

Nobody wants to take away freedom of speech or religion…

JennaAwesome Book Lover
12/21/16 8:23 am

That I know of at least. I know about the 2nd amendment, I don't agree with that. Can you enlighten me on what you mean by the 1st?

political Georgia
12/21/16 8:29 am

When businesses are being sued over refusing service to people who act in a way that the business does not find religiously right, we know that freedom of religion is being violated.

cowboy Proud Father
12/21/16 8:30 am

The Communists banned prayer in schools and sue over nativity scenes.

JennaAwesome Book Lover
12/21/16 8:32 am

Prayer in PUBLIC schools. Not every student who attends public school is a Christian. If a parent wants their student to get a religious education, there are many private school options.

political Georgia
12/21/16 8:32 am

Before SCOTUS's ruling, Obamacare forced religious people to provide products to people that religious owners found contrary to their religious beliefs. Cowboy is absolutely right that liberals want to eliminate our Constitutional rights. You even admitted that you want to take away our second amendment rights.

cowboy Proud Father
12/21/16 8:33 am

Exactly. Thank you for proving me right. โœŒ๐Ÿป

JennaAwesome Book Lover
12/21/16 8:33 am

No i didn't. I want a gun myself, when I turn old enough. I fully support the second amendment

cowboy Proud Father
12/21/16 8:34 am

But not the First Amendment...

political Georgia
12/21/16 8:34 am

Oh! So you do support the second amendment?

political Georgia
12/21/16 8:35 am

I would assume that you aren't thrilled about the 10th as well.

JennaAwesome Book Lover
12/21/16 8:39 am

@cowboy- yes I also support the first amendment. I also support "separation of church and state". Public schools count as part of the state. I just took government class in school and we talked about it a lot. Private schools can be as religious as they want, public schools can't. Because they're PUBLIC. That means students of all religions can attend

kealad1
12/21/16 8:39 am

Cowboy, as a college student in the most cucked area in the country (DC), I find your comments refreshing.

JennaAwesome Book Lover
12/21/16 8:39 am

@political- yes I support the 2nd and 10th as well

cowboy Proud Father
12/21/16 8:39 am

It's great that you support the Second Amendment but you can't logically argue that the Communists don't try to ban guns everywhere.

cowboy Proud Father
12/21/16 8:41 am

Thanks kealad1!

cowboy Proud Father
12/21/16 8:41 am

No you don't Jenna. Not if you think religion should be banned. Congress made no law establishing a religion so the separation is intact. I bet you Government teacher didn't educate you in that. What a surprise...

JennaAwesome Book Lover
12/21/16 8:44 am

I don't think religion should be banned

cowboy Proud Father
12/21/16 8:46 am

Do you support prayer in schools?

JennaAwesome Book Lover
12/21/16 8:48 am

It depends. Are you talking about prayers for all religions or just Christianity? And which type of schools? Public or private? Elementary, middle or high?

cowboy Proud Father
12/21/16 8:50 am

No it does not depend. You either support free speech or you don't. Which is it?

JennaAwesome Book Lover
12/21/16 8:51 am

Yes I support free speech

political Georgia
12/21/16 8:53 am

No - you don't. Free speech is related to freedom of religion.

cowboy Proud Father
12/21/16 8:56 am

She obviously doesn't because her Government teacher indoctrinated her with Communist propaganda. Poor thing.

JennaAwesome Book Lover
12/21/16 8:57 am

Yes that's exactly what happened

cowboy Proud Father
12/21/16 8:59 am

I know. I can tell. I only hope you see the light and realize the bs you've been "taught"

cowboy Proud Father
12/21/16 9:13 am

I have an exercise for you Jenna. I'm positive that your Government teacher didn't inform you of this. What was the very first act of the first Congress in 1774?

KilgoreTrout7 letitsnow
12/21/16 9:23 am

Freedom of religion means more than just the one YOU practice, cowboy and political. I've never seen so many flash dilemma fallacies in my life!

cowboy Proud Father
12/21/16 9:26 am

Since The United States of America was founded on Christian principles, we'll stick with this one since it makes the most logical sense.

cowboy Proud Father
12/21/16 1:42 pm

The first act of the first Congress in 1774 was to hold a prayer for the new Nation of America. ๐Ÿ™๐Ÿป๐Ÿ‡บ๐Ÿ‡ธ
chaplain.house.gov/archive/continental.html

SuperiorVegan Liberal Nationalist
12/21/16 1:45 pm

I love how they accuse us of trying to get rid of constitutional rights when liberals have been in the forefront of every rights movement in this country. I fully support all amendments to the US constitution. There is a difference between communism and liberalism. Both ideologies are very different from eachother. Who cares if communists want to take away youe guns. They cant and it wont ever happen. Cowboy is an old man on disability that is so bored with his old miserable that he tries in vein to troll.

SuperiorVegan Liberal Nationalist
12/21/16 1:47 pm

Exactly what christian principle allows for gay marriage or the second amendment or freedom of religion. America is and has always been a secular country.

cowboy Proud Father
12/21/16 1:48 pm

Democrats opposed the Civil Rights movement, opposed the Civil Rights Act of 1957 and 1964, started the KKK, had a KKK member in Congress until 2000 and started the abortion movement to control the black population. Good try though.

cowboy Proud Father
12/21/16 1:50 pm

Nope. Wrong again. America was started with Christian principles.

cowboy Proud Father
12/21/16 1:52 pm

The Ten Commandments are on the Supreme Court doors.

SuperiorVegan Liberal Nationalist
12/21/16 1:53 pm

Democrat is a political party you ignorant old man. Democrats AND Republicans in the south opposed the Civil Rights Act. Remember Goldwater? These are parties and they evolve. Liberals used to be part of the Republican Party before FDR and Wilson. Teddy was a notable Progressive. You ignorance is sad. As for abortion thatbid a tricky issue because it is not clear what would be the liberal or conservative side.

SuperiorVegan Liberal Nationalist
12/21/16 1:54 pm

Wrong. Why dont you prove it old man? Why dont you conservatives ever prove anything. The Ten Commandmentd are not law your idiot and they are from thr Jewish Religion, HAHAHAHA.

cowboy Proud Father
12/21/16 1:55 pm

Yep. The Democrats have always hated blacks.

cowboy Proud Father
12/21/16 1:55 pm

Nope. Wrong again. The Ten Commandments are on the Supreme Court doors.

cowboy Proud Father
12/21/16 1:58 pm

LBJ "I'll have those niggers voting Democrat for two hundred years". What a pillar for Civil Rights. Just as Robert Byrd was. A Democrat KKK member of Congress until 2000.

SuperiorVegan Liberal Nationalist
12/21/16 2:00 pm

Never said that and does it have the power of the law? No it does not and when was it even put there? President Johnson never said that.

cowboy Proud Father
12/21/16 2:02 pm

LOL! ๐Ÿ˜‚ You're funny, kid.

bluerum29 optimistic idealist
12/21/16 7:43 am

No, individual responsibility

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IrishAlzheimers oakland, ca
12/21/16 7:42 am

Republicans would steal the fund anyway. It would just put us further into debt.

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erika348 Texas
12/21/16 7:54 am

Wow, unbelievable. Keep dividing...it worked so well this past election.

ally728 New York
12/21/16 1:31 pm

I don't see you commenting this on all the posts that are blaming this on the Democratic Party..whys that?

IrishAlzheimers oakland, ca
12/21/16 5:01 pm

No erika. Keep conforming to republican policy and you will put a Moderate republican up as the domestic primary and you will have the whole fucking DNC be against the only real liberal running.

erika348 Texas
12/21/16 5:01 pm

What are you talking about Ally?

IrishAlzheimers oakland, ca
12/21/16 5:06 pm

We have to get rid of the policy all together. Corrupt politicians like Ted Cruz shouldn't have a job.

erika348 Texas
12/21/16 7:55 pm

Angry much Irish? Good lord, calm down. Move on and grow up. If all you can do is bitch & moan versus making a difference, you & your kind will continue to lose. The rest of us will make the best of what we have and live our lives.

IrishAlzheimers oakland, ca
12/21/16 9:44 pm

Bitching and moaning is how trump became president

Jazzy5 USA
12/21/16 7:36 am

The government required health insurance....
How's that working? No more Government!

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Tolstoy Missouri
12/21/16 7:48 am

"No more government" ridiculous.

Jazzy5 USA
12/21/16 9:21 am

Gov Programs that require participation!

Tolstoy Missouri
12/22/16 9:49 am

No it just means nothing. There's no claim it's just a blank statement.

dmc
12/21/16 7:25 am

Why, so the government can tax the death benefit at 40%? No.

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kywrite augusta, ga
12/21/16 7:14 am

The government should not require us to spend money on anything. Taxes are enough.

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centexken Republic of Texas
12/21/16 7:09 am

No, my 401k is my life insurance policy.

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Alex619 California
12/21/16 8:46 am

Should look into term life if you're healthy. So freaking cheap it's ridiculous.