After speaking with a fellow Canadian in Montreal tonight, she said she would rather wait 8 hours for a broken arm and have it be free in Canada, than have it be instant in the U.S. but pay $500. Whose side do you take.
In the USA, you're going to be seen in order of need. Life threatening first. I had chest/arm pains, I went right in, ahead of multiple people and had Drs/nurses swarming all over me. Nothing serious.
Risk is pooled across the largest possible population. And a large, single system means that the share of health spending that goes towards administrative costs is 16.7% in Canada, compared to a whopping 31% in the US.
In a public system the emphasis is no longer on itemizing, invoicing and collecting payment from individuals, and resources can be shifted to where they are needed: patient care
Sure they pay for it in their taxes. But, they pay a lower tax rate than us (which includes healthcare) and they don't have that extra health insurance cost on top of that.
Don't ppl usually say i've got more time than money. I'd rather wait a bit and not get a large unexpected bill when I planned on saving that money or had other plans for it.
Oh, it's not free in Canada. They just take the $ before they see it. If you gave Canadians a choice between paying the $6K+ for their insurance or $5884 for US insurance...
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No competition. And US insurance is ranked better in every category.
I pay about $7200.00/yr for medical insurance, the company I work for pays at least that much. So my insurance costs @$15k/yr. if I need to see anything other then a GP I need a referral then wait 4-8 weeks to get an appointment. Yea sure, better?
The average US family’s health insurance is about $4.5K/yr (employer chips in $11.5K). Average single only pays about $1K (employer chips in $5K).
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Your experience may vary.
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