Do you use credit cards?
I'm one of those Dave Ramsey nuts so credit is evil.
Always pay off each month, so I use them without ever paying interest - does that count as a "yes"
Not often anymore. Last charge was for a hotel for work - for which I was reimbursed. Everything else, I use my debit.
I'm like Nelsor. I use credit cards, but live debt free because I pay off the card each month with no interest. We put everything (groceries, gas etc.) all on the same card so we can get rewards. If used responsibly, credit cards aren't a bad thing.
No credit cards here. ATM and Cash.
Yes, but not often...last thing I charged was a few months ago. My car broke down and it was over $800. I had to put around $200 of that on my credit card. Sometimes I use my Kohls card to get deals and then pay it off at the end of the month.